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Health insurance premiums for 2024 in Switzerland. Minimum rate for all cantons.

Switching health insurance providers

There are many different health insurance providers for you to choose from. Although the services are the same, provider premiums can differ enormously. For this reason, it is advisable for you to check every year how much your healthcare cover costs.



You can always cancel your basic health insurance at the end of the year, subject to one month’s notice. So, if you want to be insured at another Swiss health insurance provider in the following year, you have to give notice and switch by the end of November of the current year. You can obtain a sample cancellation letter from the Swiss Federal Office of Public Health, for example. ((externer Link in neuem Fenster))



To switch supplementary health insurance providers, you have to comply with the deadlines and contract terms of your current provider.



 



Minimum price for basic health insurance per canton



Our premium calculator will provide you with a more detailed comparison of the current premiums. Enter your current health insurance provider and place of residence, select your desired type of insurance model (GP, Telmed, HMO or free choice of doctors) as well as the deductible. To even better customise the non-binding and free quote to your requirements, you can also choose what is important for you, for example competitive premiums, free choice of doctors, or discounts for families. Below you will find an overview of the basic insurance premium for each canton.


Canton The cheapest health insurance Region Lowest price Basic insurance models
AI - Appenzell Innerrhoden Sanitas Region 142.50 Telmed
NW - Nidwalden Sanitas Region 155.00 Telmed
UR - Uri Sanitas Region 155.10 Telmed
ZG - Zug EGK Region 156.30 Family doctor model
OW - Obwalden Agrisano Region 156.60 Telmed
SZ - Schwyz BKK Region 158.10 Standard
GR - Grigioni Sanitas Region 3 160.30 Telmed
LU - Luzern Luzerner Hinterland Region 3 161.60 Telmed
SG - St. Gallen Agrisano Region 3 165.90 Telmed
LU - Luzern Luzerner Hinterland Region 2 166.40 Telmed
ZH - Zürich Sanitas Region 3 167.10 Telmed
GR - Grigioni Sanitas Region 2 167.10 Telmed
AR - Appenzell Ausserrhoden Agrisano Region 168.70 Telmed
VS - Valais Sodalis Region 2 169.40 Telmed
AG - Aargau EGK Region 169.50 Family doctor model
SG - St. Gallen Agrisano Region 2 171.70 Telmed
GL - Glarus Atupri Region 172.20 Telmed
SH - Schaffhausen Agrisano Region 2 173.40 Telmed
TG - Thurgau Agrisano Region 174.10 Telmed
BE - Berne EGK Region 3 178.60 Family doctor model
LU - Luzern Luzerner Hinterland Region 1 181.35 Telmed
FR - Fribourg EGK Region 2 181.80 Family doctor model
GR - Grigioni ÖKK Region 1 182.60 Family doctor model
VS - Valais Sodalis Region 1 185.00 Telmed
SG - St. Gallen Sanitas Region 1 188.50 Telmed
SH - Schaffhausen EGK Region 1 189.40 Family doctor model
SO - Solothurn EGK Region 189.70 Family doctor model
ZH - Zürich Sanitas Region 2 192.90 Telmed
FR - Fribourg EGK Region 1 197.30 Family doctor model
BL - Basel-Landschaft EGK Region 2 198.80 Telmed
BE - Berne EGK Region 2 203.50 Family doctor model
VD - Vaud EGK Region 2 214.30 Family doctor model
JU - Jura EGK Region 221.10 Family doctor model
ZH - Zürich Sanitas Region 1 223.80 Telmed
TI - Ticino ÖKK Region 2 223.80 Health Maintenance Organisation
BE - Berne Sanitas Region 1 227.80 Telmed
BL - Basel-Landschaft ÖKK Region 1 230.50 Health Maintenance Organisation
VD - Vaud EGK Region 1 240.80 Telmed
TI - Ticino Sanitas Region 1 248.00 Telmed
NE - Neuchâtel Sanitas Region 255.50 Telmed
BS - Basel-Stadt Concordia Region 280.20 Health Maintenance Organisation
GE - Genève Sympany Region 291.00 Telmed
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