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Health insurance premiums increased 2025 Change by the end of November.

With accident insurance Without accident insurance
Children Adolescents Adults

The top health insurance companies in Switzerland. Cheapest health insurance per region and canton.: Lucerne

undefinedhealth insurers, will disappear as a result of a new law.
Health insurance information in comparison
Health insurance premiums are often a huge financial burden. The Individual Premium Reduction (IPV) is a funding aid for the Federal Government and the cantons with the aim of financially relieving the insured of the health insurance premiums of the basic insurance system.
The sick are to participate more strongly in the health costs. The Council therefore wants to increase the franchise. This is also to strengthen the self-responsibility of the insured.
What does your health insurance cover for any hospital stay Often, high costs are incurred during a hospital stay. It is therefore appropriate to compare health insurers and their benefits.
Health insurance fund insurance: Franchisen-Rechner
Public health insurance premiums 2025: The most comprehensive neutral health insurance comparison in Switzerland. All health insurance products and more than 251,000 premiums are analyzed on an ongoing basis.
In the following, the minimum health insurance premiums for each canton Adolescents Without accident insurance Lucerne
The cheapest health insurance Canton Region Lowest price Basic insurance models
Luzerner Hinterland LU - Luzern Region 1 172.30 Telmed
Sanitas LU - Luzern Region 1 173.40 Telmed
Atupri LU - Luzern Region 1 174.20 Health Maintenance Organisation
Avenir LU - Luzern Region 1 184.80 Health Maintenance Organisation
ÖKK LU - Luzern Region 1 185.20 Health Maintenance Organisation
Sumiswalder LU - Luzern Region 1 186.30 Family doctor model
Sympany LU - Luzern Region 1 186.90 Telmed
Concordia LU - Luzern Region 1 187.70 Health Maintenance Organisation
Assura LU - Luzern Region 1 188.70 Family doctor model
CSS LU - Luzern Region 1 191.60 Family doctor model
KLuG LU - Luzern Region 1 199.80 Family doctor model
EGK LU - Luzern Region 1 201.40 Family doctor model
Aquilana LU - Luzern Region 1 202.90 Telmed
Philos LU - Luzern Region 1 208.50 Telmed
Agrisano LU - Luzern Region 1 211.10 Telmed
KPT LU - Luzern Region 1 211.20 Family doctor model
Helsana LU - Luzern Region 1 212.00 Family doctor model
Mutuel LU - Luzern Region 1 216.50 Health Maintenance Organisation
Supra LU - Luzern Region 1 219.20 Family doctor model
Swica LU - Luzern Region 1 221.30 Family doctor model
Easy Sana LU - Luzern Region 1 223.20 Telmed
Visana LU - Luzern Region 1 231.00 Health Maintenance Organisation
Vivacare LU - Luzern Region 1 234.30 Health Maintenance Organisation
Sana24 LU - Luzern Region 1 240.90 Telmed
SLKK LU - Luzern Region 1 243.60 Telmed
GALENOS LU - Luzern Region 1 254.10 Health Maintenance Organisation
GALENOS LU - Luzern Region 1 255.20 Telmed
Surselva LU - Luzern Region 1 270.50 Family doctor model
BKK LU - Luzern Region 1 273.60 Standard
Luzerner Hinterland LU - Luzern Region 2 158.10 Telmed
Sanitas LU - Luzern Region 2 159.20 Telmed
Sumiswalder LU - Luzern Region 2 161.20 Family doctor model
Atupri LU - Luzern Region 2 164.60 Family doctor model
Agrisano LU - Luzern Region 2 167.10 Telmed
EGK LU - Luzern Region 2 173.40 Family doctor model
Sympany LU - Luzern Region 2 174.90 Telmed
Assura LU - Luzern Region 2 175.90 Family doctor model
ÖKK LU - Luzern Region 2 176.20 Family doctor model
Concordia LU - Luzern Region 2 176.40 Family doctor model
Avenir LU - Luzern Region 2 177.50 Health Maintenance Organisation
CSS LU - Luzern Region 2 177.80 Family doctor model
KLuG LU - Luzern Region 2 179.45 Family doctor model
KPT LU - Luzern Region 2 185.00 Family doctor model
Aquilana LU - Luzern Region 2 189.70 Family doctor model
Mutuel LU - Luzern Region 2 196.30 Health Maintenance Organisation
Swica LU - Luzern Region 2 197.90 Health Maintenance Organisation
Philos LU - Luzern Region 2 198.10 Telmed
Visana LU - Luzern Region 2 202.70 Health Maintenance Organisation
Supra LU - Luzern Region 2 205.60 Family doctor model
SLKK LU - Luzern Region 2 208.60 Telmed
Helsana LU - Luzern Region 2 210.00 Family doctor model
Easy Sana LU - Luzern Region 2 216.30 Telmed
GALENOS LU - Luzern Region 2 220.50 Health Maintenance Organisation
GALENOS LU - Luzern Region 2 224.60 Telmed
Vivacare LU - Luzern Region 2 225.30 Health Maintenance Organisation
Sana24 LU - Luzern Region 2 232.30 Telmed
BKK LU - Luzern Region 2 244.00 Standard
Surselva LU - Luzern Region 2 252.65 Family doctor model
Sanitas LU - Luzern Region 3 150.90 Telmed
Luzerner Hinterland LU - Luzern Region 3 153.50 Telmed
Sumiswalder LU - Luzern Region 3 154.50 Family doctor model
Atupri LU - Luzern Region 3 161.30 Family doctor model
KLuG LU - Luzern Region 3 164.60 Family doctor model
Agrisano LU - Luzern Region 3 165.90 Telmed
EGK LU - Luzern Region 3 167.40 Family doctor model
Assura LU - Luzern Region 3 169.70 Family doctor model
Concordia LU - Luzern Region 3 169.90 Family doctor model
CSS LU - Luzern Region 3 170.30 Family doctor model
ÖKK LU - Luzern Region 3 171.30 Family doctor model
Avenir LU - Luzern Region 3 173.80 Health Maintenance Organisation
Aquilana LU - Luzern Region 3 175.40 Family doctor model
Sympany LU - Luzern Region 3 175.60 Telmed
KPT LU - Luzern Region 3 176.00 Health Maintenance Organisation
Swica LU - Luzern Region 3 187.60 Health Maintenance Organisation
Philos LU - Luzern Region 3 190.80 Health Maintenance Organisation
Mutuel LU - Luzern Region 3 192.90 Health Maintenance Organisation
SLKK LU - Luzern Region 3 198.10 Telmed
Helsana LU - Luzern Region 3 201.20 Family doctor model
Visana LU - Luzern Region 3 203.50 Health Maintenance Organisation
Supra LU - Luzern Region 3 203.50 Family doctor model
GALENOS LU - Luzern Region 3 206.20 Health Maintenance Organisation
GALENOS LU - Luzern Region 3 211.10 Telmed
Easy Sana LU - Luzern Region 3 212.80 Telmed
Vivacare LU - Luzern Region 3 213.80 Health Maintenance Organisation
Sana24 LU - Luzern Region 3 220.40 Telmed
BKK LU - Luzern Region 3 244.00 Standard
Surselva LU - Luzern Region 3 246.20 Family doctor model

Assicurandum: compare now the health insurance premiums of 2025 clearly and without any constraint

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Premium calculator 2025

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