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Health insurance termination in Switzerland. Information by postcode

You can have all the bonuses calculated for the desired franchises. Particularly useful: Choose the «Franchise» option if you would like to know the best franchise for your estimated health costs: Appenzell_Ausserrhoden

In this case, the premium calculator from assicurandum.ch calculates automatically for all product variants, which franchise is the most convenient for you personally.
All standard, HMO, GP, Telmed, Medpharm and Pharmed of the compulsory basic insurance are displayed for your profile, which are available in your community. The officially approved premium data of the Federal Government (FAG, Priminfo) serve as the basis.
In addition, the neutral calculator takes into account reductions in premiums for families with several children, restricted areas of activity for the health insurance funds, and restricted coverage areas for the HMO and pediatrician models
In the case of families and children's health insurance, the health insurance legislation provides for sufficient leeway to relieve families financially. The franchise plays an important role here, which is usually set at CHF 0 for children.

Termination of basic insurance
If you want to change your health insurance, this usually happens at the end of the year. The Federal Office of Public Health approves the premiums for the following year each autumn. Your new premium will be communicated to you in writing by your health insurance no later than the end of October. You now have the time to submit the cancellation to your insurer no later than 30 November. Note: The insurer must have received your letter on this date.
For insured persons with a decent franchise (300 francs), there is an additional termination date at the end of June. The notice period is three months.

Cancellation supplementary insurance
The termination date for supplementary insurance is generally 30 September, the periods of notice may vary. Most suppliers offer a three-month notice period at the end of the year. However, there are exceptions, such as multi-year contracts.
In the case of a premium increase, a shorter notice period of one month is generally applicable.
The exact regulation can be found in the insurance conditions of your current health insurer. In case of uncertainty, you can clarify directly with this, which applies in your case.

Postal code per region and canton: Appenzell_Ausserrhoden
GEMEINDE	NPA	ORTSBEZEICHNUNG
Teufen (AR)	9012	St. Gallen
Teufen (AR)	9042	Speicher
Teufen (AR)	9052	Niederteufen
Teufen (AR)	9053	Teufen AR
Teufen (AR)	9055	Bühler
Teufen (AR)	9062	Lustmühle
Stein (AR)	9014	St. Gallen
Stein (AR)	9063	Stein AR
Rehetobel	9034	Eggersriet
Rehetobel	9037	Speicherschwendi
Rehetobel	9038	Rehetobel
Grub (AR)	9035	Grub AR
Grub (AR)	9038	Rehetobel
Heiden	9036	Grub SG
Heiden	9038	Rehetobel
Heiden	9405	Wienacht-Tobel
Heiden	9410	Heiden
Heiden	9413	Oberegg
Heiden	9427	Wolfhalden
Speicher	9037	Speicherschwendi
Speicher	9042	Speicher
Bühler	9043	Trogen
Bühler	9055	Bühler
Gais	9043	Trogen
Gais	9055	Bühler
Gais	9056	Gais
Gais	9450	Altstätten SG
Trogen	9043	Trogen
Wald (AR)	9043	Trogen
Wald (AR)	9044	Wald AR
Hundwil	9063	Stein AR
Hundwil	9064	Hundwil
Hundwil	9107	Urnäsch
Herisau	9100	Herisau
Herisau	9112	Schachen b.Herisau
Herisau	9527	Niederhelfenschwil
Schwellbrunn	9100	Herisau
Schwellbrunn	9103	Schwellbrunn
Schwellbrunn	9104	Waldstatt
Schwellbrunn	9105	Schönengrund
Schwellbrunn	9113	Degersheim
Waldstatt	9100	Herisau
Waldstatt	9103	Schwellbrunn
Waldstatt	9104	Waldstatt
Urnäsch	9103	Schwellbrunn
Urnäsch	9104	Waldstatt
Urnäsch	9107	Urnäsch
Schönengrund	9105	Schönengrund
Schönengrund	9107	Urnäsch
Lutzenberg	9405	Wienacht-Tobel
Lutzenberg	9425	Thal
Lutzenberg	9426	Lutzenberg
Lutzenberg	9427	Wolfhalden
Wolfhalden	9410	Heiden
Wolfhalden	9425	Thal
Wolfhalden	9427	Wolfhalden
Wolfhalden	9428	Walzenhausen
Reute (AR)	9411	Reute AR
Reute (AR)	9414	Schachen b. Reute
Reute (AR)	9437	Marbach SG
Walzenhausen	9427	Wolfhalden
Walzenhausen	9428	Walzenhausen

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