Health insurance premiums for 2022 in Switzerland. Minimum rate for all cantons.

Switching health insurance providers

There are many different health insurance providers for you to choose from. Although the services are the same, provider premiums can differ enormously. For this reason, it is advisable for you to check every year how much your healthcare cover costs.

You can always cancel your basic health insurance at the end of the year, subject to one month’s notice. So, if you want to be insured at another Swiss health insurance provider in the following year, you have to give notice and switch by the end of November of the current year. You can obtain a sample cancellation letter from the Swiss Federal Office of Public Health, for example. ((externer Link in neuem Fenster))

To switch supplementary health insurance providers, you have to comply with the deadlines and contract terms of your current provider.


Minimum price for basic health insurance per canton

Our premium calculator will provide you with a more detailed comparison of the current premiums. Enter your current health insurance provider and place of residence, select your desired type of insurance model (GP, Telmed, HMO or free choice of doctors) as well as the deductible. To even better customise the non-binding and free quote to your requirements, you can also choose what is important for you, for example competitive premiums, free choice of doctors, or discounts for families. Below you will find an overview of the basic insurance premium for each canton.

Canton The cheapest health insurance Region Lowest price Basic insurance models
AI - Appenzell Innerrhoden Helsana Region 166.50 Family doctor model
UR - Uri Sanagate Region 174.30 Telmed
OW - Obwalden Helsana Region 175.00 Family doctor model
NW - Nidwalden Helsana Region 185.00 Family doctor model
ZG - Zug Assura Region 186.40 Telmed
GR - Grigioni Arcosana Region 3 189.20 Family doctor model
LU - Luzern Assura Region 3 191.20 Telmed
VS - Valais Swica Region 2 194.70 MedPharm
SZ - Schwyz CSS Region 198.00 Family doctor model
SG - St. Gallen Assura Region 3 199.60 Telmed
AR - Appenzell Ausserrhoden Progrès Region 200.50 Family doctor model
GR - Grigioni Atupri Region 2 200.90 Family doctor model
LU - Luzern Assura Region 2 201.40 Telmed
SH - Schaffhausen Helsana Region 2 202.00 Family doctor model
GL - Glarus Swica Region 203.00 MedPharm
ZH - Zürich Assura Region 3 203.60 Telmed
GR - Grigioni KPT Region 1 207.30 Telmed
SG - St. Gallen Arcosana Region 2 208.00 Family doctor model
TG - Thurgau Atupri Region 209.50 Family doctor model
FR - Fribourg Assura Region 2 213.30 Telmed
AG - Aargau Atupri Region 214.50 Family doctor model
LU - Luzern Assura Region 1 216.90 Telmed
SG - St. Gallen Atupri Region 1 217.00 Telmed
SH - Schaffhausen Progrès Region 1 225.90 Family doctor model
BE - Berne Arcosana Region 3 226.10 Family doctor model
VS - Valais Atupri Region 1 226.80 Telmed
ZH - Zürich Assura Region 2 235.50 Telmed
SO - Solothurn Atupri Region 239.40 Telmed
FR - Fribourg Assura Region 1 244.60 Telmed
BE - Berne Arcosana Region 2 250.60 Family doctor model
VD - Vaud Assura Region 2 258.80 Telmed
BL - Basel-Landschaft Assura Region 2 259.70 Telmed
TI - Ticino Atupri Region 2 266.00 Health Maintenance Organisation
ZH - Zürich Assura Region 1 274.90 Telmed
JU - Jura Progrès Region 276.00 Family doctor model
BL - Basel-Landschaft Atupri Region 1 283.50 Family doctor model
TI - Ticino Atupri Region 1 283.80 Health Maintenance Organisation
BE - Berne Progrès Region 1 287.70 Family doctor model
VD - Vaud Assura Region 1 290.70 Telmed
NE - Neuchâtel Helsana Region 297.80 Family doctor model
GE - Genève Assura Region 319.10 Telmed
BS - Basel-Stadt Assura Region 333.00 Telmed