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Health insurance premiums for 2024 in Switzerland. Minimum rate for all cantons.

Switching health insurance providers

There are many different health insurance providers for you to choose from. Although the services are the same, provider premiums can differ enormously. For this reason, it is advisable for you to check every year how much your healthcare cover costs.



You can always cancel your basic health insurance at the end of the year, subject to one month’s notice. So, if you want to be insured at another Swiss health insurance provider in the following year, you have to give notice and switch by the end of November of the current year. You can obtain a sample cancellation letter from the Swiss Federal Office of Public Health, for example. ((externer Link in neuem Fenster))



To switch supplementary health insurance providers, you have to comply with the deadlines and contract terms of your current provider.



 



Minimum price for basic health insurance per canton



Our premium calculator will provide you with a more detailed comparison of the current premiums. Enter your current health insurance provider and place of residence, select your desired type of insurance model (GP, Telmed, HMO or free choice of doctors) as well as the deductible. To even better customise the non-binding and free quote to your requirements, you can also choose what is important for you, for example competitive premiums, free choice of doctors, or discounts for families. Below you will find an overview of the basic insurance premium for each canton.


Canton The cheapest health insurance Region Lowest price Basic insurance models
AI - Appenzell Innerrhoden Sanitas Region 203.50 Family doctor model
UR - Uri Atupri Region 222.20 Telmed
NW - Nidwalden EGK Region 228.80 Family doctor model
OW - Obwalden EGK Region 232.10 Family doctor model
GR - Grigioni Sanavals Region 3 234.20 Family doctor model
ZG - Zug Concordia Region 237.10 Health Maintenance Organisation
VS - Valais EGK Region 2 237.60 Telmed
LU - Luzern Luzerner Hinterland Region 3 245.55 Telmed
SG - St. Gallen EGK Region 3 245.70 Telmed
SZ - Schwyz EGK Region 248.90 Telmed
ZH - Zürich EGK Region 3 255.40 Telmed
GL - Glarus Atupri Region 255.60 Telmed
GR - Grigioni KPT Region 2 258.50 Family doctor model
LU - Luzern Luzerner Hinterland Region 2 258.55 Telmed
AR - Appenzell Ausserrhoden Agrisano Region 264.20 Telmed
SG - St. Gallen Atupri Region 2 266.30 Telmed
GR - Grigioni Concordia Region 1 274.10 Health Maintenance Organisation
SH - Schaffhausen Agrisano Region 2 274.40 Telmed
TG - Thurgau Agrisano Region 276.20 Telmed
LU - Luzern Luzerner Hinterland Region 1 282.60 Telmed
AG - Aargau Aquilana Region 287.30 Family doctor model
FR - Fribourg Concordia Region 2 287.90 Health Maintenance Organisation
VS - Valais Sodalis Region 1 288.20 Telmed
BE - Berne Aquilana Region 3 293.60 Telmed
ZH - Zürich Concordia Region 2 294.90 Health Maintenance Organisation
SG - St. Gallen Concordia Region 1 304.00 Health Maintenance Organisation
SO - Solothurn Agrisano Region 310.80 Telmed
SH - Schaffhausen Concordia Region 1 319.50 Health Maintenance Organisation
FR - Fribourg Concordia Region 1 321.50 Health Maintenance Organisation
BE - Berne Concordia Region 2 325.60 Health Maintenance Organisation
BL - Basel-Landschaft EGK Region 2 336.50 Telmed
ZH - Zürich Atupri Region 1 341.90 Health Maintenance Organisation
TI - Ticino EGK Region 2 352.40 Telmed
JU - Jura Helsana Region 357.20 Family doctor model
VD - Vaud KPT Region 2 360.20 Health Maintenance Organisation
BE - Berne Sanitas Region 1 375.80 Family doctor model
BL - Basel-Landschaft Helsana Region 1 376.00 Family doctor model
TI - Ticino KPT Region 1 381.90 Health Maintenance Organisation
VD - Vaud Sympany Region 1 392.20 Telmed
NE - Neuchâtel Helsana Region 397.10 Family doctor model
BS - Basel-Stadt Concordia Region 416.40 Health Maintenance Organisation
GE - Genève Sanitas Region 416.50 Telmed
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