Overview of supplementary insurances: Supplementary healthcare insurance

Details of supplementary insurance

Supplementary healthcare insurance

With supplementary healthcare insurance you decide on a case-by-case basis whether you would prefer to receive conventional or alternative medical treatment. The supplementary insurance offers you valuable supplementary benefits in complementary (alternative) medicine, prevention, and health promotion.

SANA  Helsana

Complementary (alternative medicine) 75% of the costs (outpatient), 100% up to CHF 5000.- (inpatient)
Health promotion 75% up to CHF 200
Prevention (preventive medical care) 75% up to CHF 500

COMPLETA  Helsana

Complementary (alternative medicine) 75% of the costs (outpatient), 100% up to CHF 5000.- (inpatient)
Doctors not under contract 90%
Medicines 90% medications conventional, 75% medications complementary
Aids to vision (spectacle lenses and contact lenses) 90% up to CHF 300 per year.
Abroad 100% of excess costs
Transport and rescue abroad (personal assistance) 100%
Transport and rescue in Switzerland CHF 100'000.–
Health promotion 75% up to CHF 200
Treatment of tooth misalignment 75% up to CHF 10'000.–
Prevention (preventive medical care) 90% up to CHF 750
Special forms of treatment 75% up to CHF 4,500
Medical aids and equipment 90% up to CHF 1,500 / Fixed amount
Healthcare and foreign legal expenses insurance Up to CHF 250,000 per case

SANA  Progrès

Complementary (alternative medicine) 75% of the costs (outpatient), 100% up to CHF 5000.- (inpatient)
Health promotion 75% up to CHF 200
Prevention (preventive medical care) 75% up to CHF 500

COMPLETA  Progrès

Complementary (alternative medicine) 75% of the costs (outpatient), 100% up to CHF 5000.- (inpatient)
Doctors not under contract 90%
Medicines 90% medications conventional, 75% medications complementary
Aids to vision (spectacle lenses and contact lenses) 90% up to CHF 300 per year.
Abroad 100% of excess costs
Transport and rescue abroad (personal assistance) 100%
Transport and rescue in Switzerland CHF 100'000.–
Health promotion 75% up to CHF 200
Treatment of tooth misalignment 75% up to CHF 10'000.–
Prevention (preventive medical care) 90% up to CHF 750
Special forms of treatment 75% up to CHF 4,500
Medical aids and equipment 90% up to CHF 1,500 / Fixed amount
Healthcare and foreign legal expenses insurance Up to CHF 250,000 per case

NATURA  Assura

COMPLEMENTA EXTRA  Assura

MEDNA  Assura

COMPLETA TOP  Swica

• Comprehensive cover for emergencies in Switzerland: search and recovery costs of up to CHF 20 000; emergency transport / transfers combined with benefits from basic insurance of up to CHF 20 000 per calendar year
• Health advice and personal assistance, worldwide
• Comprehensive cover for emergencies abroad: medically necessary treatment and repatriation costs, search and recovery costs of up to CHF 20 000 and emergency transport costs of up to CHF 50 000 per calendar year
• Comprehensive benefits for alternative medical therapies
• Cover of medication – incl. homeopathic, phytotherapeutic and anthroposophic preparations – not covered under basic insurance
• Up to CHF 200 for glasses and contact lenses every three calendar years
• 50% of costs up to CHF 10 000 per calendar year for orthodontic work until the age of 25
• Comprehensive supplementary benefits for household help, medical help and prescribed spa treatment

Komplementär I  Visana

Komplementär II  Visana

Komplementär III  Visana

Bonus  Mutuel

Access to alternative medicine 90% unlimited
Glasses and contact lenses CHF 150 every 3 years
Dental care and orthodontics Annual dental check-up: max. CHF 75 per year
Emergency transport, search and rescue 90% unlimited
Fitness or prevention Fitness 50%, max. CHF 200/year. Vaccinations and mammography 90% unlimited

Global Classic Plus  Mutuel

Comfort in hospital General ward in Switzerland
Access to alternative medicine 80%, max. CHF 10,000 per year (with deductible of CHF 300 from age 19)
Glasses and contact lenses CHF 150 per 3 year period (per calendar year for children under the age of 18).
Emergency transport, search and rescue Transport CHF 5,000 per year. Search and rescue CHF 50,000 per year..
Fitness or prevention Idem Global Classic + Health Promotion, 50% max. CHF 500 /year (Fitness 50% max. CHF 200/year)

Global Classic Plus  Supra

Comfort in hospital General ward in Switzerland
Access to alternative medicine 80%, max. CHF 10,000 per year (with deductible of CHF 300 from age 19)
Glasses and contact lenses CHF 150 per 3 year period (per calendar year for children under the age of 18).
Emergency transport, search and rescue Transport CHF 5,000 per year. Search and rescue CHF 50,000 per year..
Fitness or prevention Idem Global Classic + Health Promotion, 50% max. CHF 500 /year (Fitness 50% max. CHF 200/year)

Bonus  Supra

Access to alternative medicine 90% unlimited
Glasses and contact lenses CHF 150 every 3 years
Dental care and orthodontics Annual dental check-up: max. CHF 75 per year
Emergency transport, search and rescue 90% unlimited
Fitness or prevention Fitness 50%, max. CHF 200/year. Vaccinations and mammography 90% unlimited

Global Classic Plus  Avenir

Comfort in hospital General ward in Switzerland
Access to alternative medicine 80%, max. CHF 10,000 per year (with deductible of CHF 300 from age 19)
Glasses and contact lenses CHF 150 per 3 year period (per calendar year for children under the age of 18).
Emergency transport, search and rescue Transport CHF 5,000 per year. Search and rescue CHF 50,000 per year..
Fitness or prevention Idem Global Classic + Health Promotion, 50% max. CHF 500 /year (Fitness 50% max. CHF 200/year)

Bonus  Avenir

Access to alternative medicine 90% unlimited
Glasses and contact lenses CHF 150 every 3 years
Dental care and orthodontics Annual dental check-up: max. CHF 75 per year
Emergency transport, search and rescue 90% unlimited
Fitness or prevention Fitness 50%, max. CHF 200/year. Vaccinations and mammography 90% unlimited

Global Classic Plus  Easy Sana

Comfort in hospital General ward in Switzerland
Access to alternative medicine 80%, max. CHF 10,000 per year (with deductible of CHF 300 from age 19)
Glasses and contact lenses CHF 150 per 3 year period (per calendar year for children under the age of 18).
Emergency transport, search and rescue Transport CHF 5,000 per year. Search and rescue CHF 50,000 per year..
Fitness or prevention Idem Global Classic + Health Promotion, 50% max. CHF 500 /year (Fitness 50% max. CHF 200/year)

Bonus  Easy Sana

Access to alternative medicine 90% unlimited
Glasses and contact lenses CHF 150 every 3 years
Dental care and orthodontics Annual dental check-up: max. CHF 75 per year
Emergency transport, search and rescue 90% unlimited
Fitness or prevention Fitness 50%, max. CHF 200/year. Vaccinations and mammography 90% unlimited

Global Classic Plus  Philos

Comfort in hospital General ward in Switzerland
Access to alternative medicine 80%, max. CHF 10,000 per year (with deductible of CHF 300 from age 19)
Glasses and contact lenses CHF 150 per 3 year period (per calendar year for children under the age of 18).
Emergency transport, search and rescue Transport CHF 5,000 per year. Search and rescue CHF 50,000 per year..
Fitness or prevention Idem Global Classic + Health Promotion, 50% max. CHF 500 /year (Fitness 50% max. CHF 200/year)

Bonus  Philos

Access to alternative medicine 90% unlimited
Glasses and contact lenses CHF 150 every 3 years
Dental care and orthodontics Annual dental check-up: max. CHF 75 per year
Emergency transport, search and rescue 90% unlimited
Fitness or prevention Fitness 50%, max. CHF 200/year. Vaccinations and mammography 90% unlimited

DIVERSApremium  Concordia

Free medical advice by telephone
Overnight stay in the event of an outpatient procedure: 75 %, max. CHF 200/year
Rooming-in: up to CHF 100/night, max. 10 overnight stays in family room for delivery: CHF 100/night, max. 5 overnight stays (waiting period of 1 year) Care for sick/injured child2: CHF 50/hr., max. CHF 600/year
For medicines not covered by basic insurance (if registered by Swissmedic): 75 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 75 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 300/year age 18 and over CHF 300/3 years
50 %, max. CHF 600/5 years (waiting period of 1 year)
Outpatient medical treatment (deductible CHF 1,000): 75 %, max. CHF 10,000/year
Search operations for rescue and recovery1: max. CHF 20,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 75 days, outpatient local rates
Search and rescue costs: max. CHF 25,000 Transport costs: unlimited
75 %, max. CHF 3,000/3 years
Spa cures: CHF 50/day, max. 21 days/year Convalescence cures: CHF 50/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible (except for scheduled outpatient medical treatments abroad)
In Europe: max. CHF 500,000 Outside of Europe: max. CHF 50,000

DIVERSAcare  Concordia

Free medical advice by telephone
Overnight stay in the event of an outpatient procedure: 50 %, max. CHF 200/year
Rooming-in: up to CHF 60/night, max. 10 overnight stays in family room for delivery: CHF 60/night, max. 5 overnight stays (waiting period of 1 year) Care for sick/injured child2: CHF 30/hr., max. CHF 600/year
For medicines not covered by basic insurance (if registered by Swissmedic): 50 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 50 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 200/year age 18 and over CHF 200/3 years
50 %, max. CHF 400/5 years (waiting period of 1 year)
Search operations for rescue and recovery1: max. CHF 10,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 45 days, outpatient local rates
Search and rescue costs: max. CHF 15,000 Transport costs: unlimited
75 %, max. CHF 2,000/3 years
Spa cures: CHF 30/day, max. 21 days/year Convalescence cures: CHF 30/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible (except for scheduled outpatient medical treatments abroad)

Ambulante Premium  Sympany

Kolping Plus  Kolping

Die umfassende Deckung, die keine Wünsche offen lässt; Alternativmedizin, Prävention, Fitnesscenter, Kiefer- und Zahnstellungskorrekturen, Sehhilfen und eine weltweite Assistance Versicherung.
Die Zusatzversicherung PLUS bietet Ihnen überdurchschnittliche Leistungen zu einem attraktiven Preis. Sie deckt einen Grossteil der Kosten für alternative Heilmethoden wie homöopathische Behandlungen oder chinesische Medizin. Zudem unterstützt sie aber auch in vielen anderen Bereichen wie Massnahmen zur Gesundheitsförderung, medizinischen Check-Ups, Impfungen oder Kiefer- und Zahnstellungskorrekturen.
• Vorteile
• Leistungen
• Sparen
• Anerkannte Komplementärtherapeuten
Alternativmedizin und spezielle Behandlungsformen bis CHF 1'800.- pro Jahr
Ausland ambulant 90% ohne Obergrenze
Brillengläser/Kontaktlinsen Kinder: 90% bis CHF 200.- pro JahrErwachsene: 90% bis CHF 200.- alle drei Jahre
Hilfsmittel ärztlich verordnet bis CHF 200.- pro Jahr
Kuren Badekuren CHF 300.- pro JahrErholungskuren CHF 500.- pro Jahr
Medikamente bis CHF 2'000.-
Mutterschaft CHF 100.- Schwangerschafts- und Rückbildungsgymnastik
Pflege Krankenpflege 50% bis CHF 500 pro JahrHaushalthilfe bis CHF 500 pro Jahr
Prävention Impfungen, Check up, gynäkologische Vorsorge und Gesundheitsförderung
Transportkosten medizinisch bedingte und notwendige TransporteSuch- und Rettungskosten bis CHF 20'000.-
Zahnärztliche Behandlungen 50% bis CHF 120.- pro JahrExtraktion der Weisheitszähne 90% bis CHF 300.- pro Zahn
Zahnfehlstellungskorrektur 50% bis CHF 8'000.-

plus eins  Innova

plus zwei  Innova

DIVERSA  Concordia

Free medical advice by telephone
For medicines not covered by basic insurance (if registered by Swissmedic): 50 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 50 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 150/year age 18 and over CHF 150/3 years
Search operations for rescue and recovery1: max. CHF 10,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 45 days, outpatient local rates
Search and rescue costs: max. CHF 10,000 Transport costs: unlimited
75 %, max. CHF 2,000/3 years
Spa cures: CHF 30/day, max. 21 days/year Convalescence cures: CHF 30/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible (except for scheduled outpatient medical treatments abroad)

DIVERSAplus  Concordia

Free medical advice by telephone
For medicines not covered by basic insurance (if registered by Swissmedic): 75 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 75 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 250/year age 18 and over CHF 250/3 years
Search operations for rescue and recovery1: max. CHF 20,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 60 days, outpatient local rates
Search and rescue costs: max. CHF 20,000 Transport costs: unlimited
75 %, max. CHF 3,000/3 years
Spa cures: CHF 50/day, max. 21 days/year Convalescence cures: CHF 50/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible

International travel insurance

The international travel insurance gives you affordable peace-of-mind wherever you go in the world. In the event of a medical emergency abroad, you can claim back treatment costs in excess of the basic cover. In addition, offers you comprehensive transport and repatriation services, and also covers search and rescue costs.

Dental insurance

Dental cover protects you from the generally very high costs of orthodontic treatment (e.g. braces) and illness-induced damage to your teeth. In addition, it gives you allowances towards preventive treatment such as dental hygiene and check-ups by the dentist. The covers range from CHF 300.- up to CHF 15’000.-

Insurance general ward

The general ward supplementary hospital insurance plan grants you the freedom to choose the hospital in a multi-bed room in the general ward of the hospital of your choice in Switzerland.

Casa Pharmed

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Prevention & Checkup

The word “prevention” is derived from the Latin verb “praevenire” meaning “to anticipate”.
In healthcare, the term prevention refers to all steps taken to prevent, delay or mitigate damage to someone's health. A distinction is drawn between different types of prevention: primary prevention includes generally useful measures such as health education, hygiene and vaccinations. The goal of secondary prevention is to identify diseases in risk groups at an early stage, and it includes such measures as prevention of cardiovascular disease and mammography and colonoscopy screening.

Health promotion & Fitness

Health-promoting fitness offers such as weight training at a fitness centre (fitness centre membership), fitness courses, aquafitness, etc. That's why supplementary insurance contribute generously towards the costs you incur in keeping yourself healthy.

Medicines not covered by statutory health insurance (LPPV)

You are not entitled to reimbursement of the costs of medicines on the list of pharmaceutical products with special application (LPPV). If you have taken out a insurance policy, however, we will assume the costs of medicines on the LPPV supplementary list.

Eyeglasses and contact lenses

Many adults, children and adolescents require visual aids. We can make a contribution under basic insurance for children and adolescents. As an adult, you also get a portion of the costs reimbursed if you have supplementary insurance.
Basic insurance up to age 18: CHF 180.- per year.
Supplementary insurance 90% up to CHF 300.- per year.

Correction of misaligned teeth

Correction of misaligned teeth is also common practice in Switzerland. These days, more and more young people wear dental braces for a period of time. With our supplementary covers, you will receive contributions towards the cost of such treatments and procedures.

Capital of insurance in case of hospitalisation

Capital insurance in the event of hospitalization, valid worldwide
Hospitalization always is expensive. It takes appropriate precautions against the many exceptional costs resulting from hospitalization, such as surveillance or the arrangement of her children, the use of a domestic help, the cost of travel of his loved ones to the hospital and many other unexpected expenses.

Alternative medicine

Alternative medicine treats people holistically and seeks the cause of an illness instead of only treating its symptoms. Nowadays, more than half of all Swiss people turn to complementary medicine.
You can also receive alternative treatments and benefit from many complementary services with the supplementary insurance

Insurance semi-private ward

The semi-private ward supplementary insurance plan provides you with semi-private hospital insurance. You are free to choose your own doctor and hospital, and enjoy the greater comfort of a two-bed room. What is more, you can take advantage of many worthwhile supplementary benefits on top of your basic insurance as well as exclusive services in our partner clinics.

Insurance private ward

The supplementary insurance offers you private hospital cover. You are free to choose your own doctor and hospital, and enjoy the highest levels of comfort in a one-bed room. What is more, you can take advantage of many worthwhile supplementary benefits on top of your basic insurance as well as exclusive services in our partner clinics.

Worldwide private ward

Worldwide hospitalisation insurance for the highest demands
Choose an exclusive insurance package that provides worldwide access to first-class medical treatment and gives you full financial protection.
Free choice of hospital worldwide:
- free choice of the best hospital doctors
- rapid access to rst-rate medical services
- first-class medical care
- single room with the best comfort and service

Hospital insurance flexible choice of ward

The Hospital flexible supplementary hospital insurance plan grants you full flexibility in the choice of ward for an attractive premium. You decide on a case-by-case basis whether you would like to be treated on a general, semi-private or private ward. Both the benefits offered and your deductible vary according to the choices you make.

Health Maintenance Organisation

HMO is your first point of contact for all questions relating to your health. This means you have direct access to a network of doctors and therapists. Your health centre keeps track of your treatment and ensures that it is well coordinated with an optimum benefit for you.

Standard

BASIS is the standard statutory version of the compulsory basic health insurance. -No restrictions on the choice of medical providers.
-You have a free choice of doctor.
-You can go directly to a specialist if needed.

Family doctor model

This is who you consult first in all medical matters. Your family doctor will then coordinate the entire treatment, prescribe generic medicine whenever possible and refer you to a specialist or hospital as necessary.

Pharmed

Consultation with the family doctor and purchase of medicine at specific pharmacies. With this health insurance model you are committed to buy the medicine only from pharmacies recognized Sun Store (model limited to a few cantons) and to give priority to consult with your family doctor.

MedPharm

Your first point of contact for all questions relating to your health is the SWICA partner pharmacy or the sante24 health advice helpline. If the health issue cannot be resolved by the SWICA partner pharmacy or sante24, you select your doctor from the comprehensive MEDPHARM list which is updated annually.

Telmed

Basic insurance with advice by phone. By contacting the hotline for all questions relating to your health, the medical experts will find you a suitable doctor or therapist and make the appointments for you.

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