Health insurance premiums for 2025 in Switzerland. Minimum rate for all cantons.

There are many different health insurance providers for you to choose from. Although the services are the same, provider premiums can differ enormously. For this reason, it is advisable for you to check every year how much your healthcare cover costs.

You can always cancel your basic health insurance at the end of the year, subject to one month’s notice. So, if you want to be insured at another Swiss health insurance provider in the following year, you have to give notice and switch by the end of November of the current year. You can obtain a sample cancellation letter from the Swiss Federal Office of Public Health, for example. ((externer Link in neuem Fenster))

To switch supplementary health insurance providers, you have to comply with the deadlines and contract terms of your current provider.

Minimum price for basic health insurance per canton

Our premium calculator will provide you with a more detailed comparison of the current premiums. Enter your current health insurance provider and place of residence, select your desired type of insurance model (GP, Telmed, HMO or free choice of doctors) as well as the deductible. To even better customise the non-binding and free quote to your requirements, you can also choose what is important for you, for example competitive premiums, free choice of doctors, or discounts for families. Below you will find an overview of the basic insurance premium for each canton.